Checking

Our checking accounts have something for everyone and come with great overdraft coverage options too! Browse our account options below to choose the one that’s right for you*.

Account Features:

  • No Monthly Service Fee**
  • Daily Balance Requirement - $.01***
  • Minimum Opening Deposit - $.01
  • Free Debit Chip Card upon approval
  • Free Online Banking with Bill Pay
  • Free Mobile App with PicSure Mobile Deposit
  • Free Online Statements
  • Free Email Notifications
  • Access to surcharge-free ATMs
  • New Debit Card designs!

Classic Checking

If you want an account with a low minimum balance requirement plus loads of features, a Classic Checking account may be right for you.

Youth Checking

This account is designed for our younger members. With parent approval, members between the ages of 14-17 can have their own checking account. Account holders also get a Fee Reversal Coupon to foster positive spending habits.

Student Checking

As a student, life is busy enough without the added stress of managing a checking account. Our Student Checking account eliminates the guesswork so members age 18-25 can focus on what’s important. Our many Online and Mobile Services make it easy to access your account remotely, and a Fee Reversal Coupon helps with the occasional account oversight along the way.

*All checking accounts subject to approval.
**Does not apply to the Second Chance Account.
***Prime and 55 Prime accounts require higher minimum balance to earn dividends.

Prime Checking

Looking to put your money to work for you? Our Prime Checking account comes with all the features you love plus the ability to earn dividends on balances of $5,000 or more.

Prime Checking Rates

  • minimum $5,000.00 0.01% APY*
Rates are accurate as of December 1, 2018

*Annual Percentage Yield. Rates subject to change without notice. Fees may reduce earnings. Prime account requires higher minimum balance to earn dividends.

55 Prime Checking

Reap the benefits of your hard work! This account for members age 55 and older provides the ability to earn dividends on balances of $2,500 or more.

55 PRIME CHECKING RATES

  • minimum $2,500.00 0.01% APY*
Rates are accurate as of December 1, 2018

*Annual Percentage Yield. Rates subject to change without notice. Fees may reduce earnings. 55 Prime account requires higher minimum balance to earn dividends.

Second Chance Account

Had trouble getting approved for a checking account? We want to give you a second chance! Our Second Chance Account offers you many of the benefits of a Regular Checking account and after 12 months of successfully maintaining your Second Chance Account, you will be automatically be upgraded. You may also qualify for a $500 Visa Platinum credit card.

In order to sign up for a Second Chance Account you must:

  • Be at least 18 years of age
  • Have no balance due to a TFCU charge-off
  • Have no current delinquency with TFCU
  • Have no past fraud activity or balances owing on ChexSystems, Inc.

Find out how the Second Chance Account can help you rebuild your finances.
Call (520) 795-8520 or visit one of our branch locations.

This was our first account as a newlywed. My wife and I were a little intimidated as we didn't have a lot of credit history. Fatima was wonderful in guiding us through the process. - Jeff F.
Theresa spent the time to answer all my questions. - Daniel W.
I have always had issues with banks. TFCU made everything easy and painless. Great customer service. - Leona W.
Lynn went over and above to accommodate my needs and make me feel welcome at TFCU. I was more than glad to give TFCU all of my business. - Walter M.
Jessica was friendly, professional, and efficient. She processed our paperwork quickly and was very personable. - Tracy P.