Savings

Regular Savings

This is our basic dividend earning savings account with only a $5.00 minimum balance.

Youth Savings

No matter your age, it’s always a great to start saving. Start building smart saving habits using TFCU Youth Accounts

Piggy Bucks Club

• For little ones ages 0 – 7
• Redeem Piggy Buck for a $1 gold coin
• Receive a piggy bank and punched Piggy Buck

Smart Savers Club

For members ages 8–13 years old

• Get a Smart Savers Punch Card
• Every cash deposit of $10 or more results on a punch on the card
• After five punches, completed cards can be entered for a quarterly drawing for two $100 Visa gift cards. 

Club Accounts

Save for the holidays or your next adventure. Our Club accounts are a great way to set your goals and excellent for automatic transfers or payroll deductions.

• Minimum balance required $0.01
• Earn dividends

Money Markets

Earn higher dividends than regular savings.

• Maintain a $2,500 account balance to receive full dividends
• Unlimited in-branch transactions

IRAs

We offer two types of Individual Retirement Accounts (IRA’s) so you can choose the plan that’s right for you.

Traditional or Regular IRAs

• Contributions may be deducted from your federal income taxes
• Your balance and earnings are taxed when you withdraw your funds*

Roth IRAs

• Contributions may be deducted from your federal income taxes
• Allows you a tax-free withdrawal under certain circumstances*

Certificates

Open a share certificate or IRA Certificate for higher annual dividends rates compared to a Savings Account.

• Flexible terms ranging from 180 days to five (5) years
• Low minimum opening deposit
• Longer terms earn higher dividends
• Monthly dividends can be compounded or transferred to another account