Savings For Everyone
Open an account for only $5 and become a member-owner!
Regular Savings
This is our basic dividend earning savings account with only a $5.00 minimum balance.
Youth Savings
No matter your age, it’s always a great to start saving. Start building smart saving habits using TFCU Youth Accounts
Piggy Bucks Club
- For little ones ages 0 – 7
- Redeem Piggy Buck for a $1 gold coin
- Receive a piggy bank and punched Piggy Buck
Open a Savings Account Today
Becoming a member is as easy as opening a savings account and depositing $5. Get started today!
Smart Savers Club
For members ages 8–13 years old
- Get a Smart Savers Punch Card
- Every cash deposit of $10 or more results on a punch on the card
- After five punches, completed cards can be entered for a quarterly drawing for two $100 Visa gift cards.
Club Accounts
Save for the holidays or your next adventure. Our Club accounts are a great way to set your goals and excellent for automatic transfers or payroll deductions.
- Minimum balance required $0.01
- Earn dividends
Money Markets
Earn higher dividends than regular savings.
- Maintain a $2,500 account balance to receive full dividends
- Unlimited in-branch transactions
IRAs
We offer two types of Individual Retirement Accounts (IRA’s) so you can choose the plan that’s right for you.
Traditional or Regular IRAs
- Contributions may be deducted from your federal income taxes
- Your balance and earnings are taxed when you withdraw your funds*
Roth IRAs
- Contributions may be deducted from your federal income taxes
- Allows you a tax-free withdrawal under certain circumstances*
Certificates
Open a share certificate or IRA Certificate for higher annual dividends rates compared to a Savings Account.
- Flexible terms ranging from 180 days to five (5) years
- Low minimum opening deposit
- Longer terms earn higher dividends
- Monthly dividends can be compounded or transferred to another account
*See your tax advisor for details. Free access to all Online and Mobile Banking services including apps.