One of the most common things I hear from people who want to gain control of their finances is: “I don’t even know where to start.”

It’s completely understandable, getting started can feel overwhelming. That’s why I do what I do. As a financial coach, I help guide people step-by-step to take control of their money, rather than letting their money control them.

My coaching approach focuses on small, manageable steps that not only change financial behaviors, but also address the emotional side of money, something that’s often overlooked.

While every person’s situation is different, I always begin with the basics.

You may have heard of the “7 Baby Steps” from Dave Ramsey’s financial plan. You can find them detailed here: Dave Ramsey’s 7 Baby Steps – Ramsey

I was trained through the Dave Ramsey organization and have seen firsthand how these simple steps can give people a clear path forward. And it all starts with one thing: Understanding your income and your expenses. That’s what we call a budget.

When I meet with someone, we begin by creating a budget together. This simple exercise opens the door to conversations that takes us to the next step of creating the plan.

Now, I get it, even that first Baby Step of building a small emergency fund can feel like an impossibility. But that fund is designed to protect you from going into debt over small emergencies, and it works. Having a cash cushion brings peace of mind. You know you don’t have to rely on credit cards or others when life throws you a curveball.

If you’re ready to take control of your money but aren’t sure where to begin, I’d love to help.

It’s not always easy, sometimes sacrifice is part of the process. But we’ll start with where you are today, and work together to build a plan to get where you want to be.

Let’s talk. Click HERE to schedule your personal financial coaching session.

Lisa Atkinson
TFCU | Personal Financial Coach
latkinson@tucsonfcu.com

As a Personal Financial Coach, I do not provide legal or tax advice.
Tucson Federal Credit Union does not make any guarantees that this service will achieve any particular objective or outcome. For any legal advice, please seek the advice of an attorney or tax professional.