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Getting the best rate that meets your needs and choosing a longer term for lower payments will add even more excitement to the process!
You can also use the widget below to search for a car at a local dealership with AutoSMART.
*Rate/Payment/Terms shown are for illustrative purposes only. Please see our Loan Rates or contact a TFCU representative for current rates and terms.
Lower Your Payment. Keep Your Vehicle.
Refinancing your auto loan can be a smart way to save money and gain more control over your monthly finances. If your current loan has a higher rate—or your financial situation has improved—you may be able to refinance and take advantage of better terms.
Benefits of Refinancing Your Auto Loan
- Lower Your Interest Rate
A lower rate can reduce the amount you pay over the life of your loan. - Reduce Your Monthly Payment
Refinancing can help make your payments more manageable by lowering your monthly obligation. - Improve Your Cash Flow
Free up extra money each month for other expenses, savings, or financial goals. - Adjust Your Loan Terms
Extend or shorten your loan term to match your budget and financial timeline. - Simplify Your Finances
Move your loan to TFCU and enjoy local service, easy payment options, and personalized support.
Why GAP Coverage Matters
If your vehicle is totaled or stolen, your auto insurance may not cover the full amount you owe on your loan. Guaranteed Asset Protection (GAP) helps cover the difference, so you’re not left paying out‑of‑pocket on a loan for a vehicle you no longer have.
GAP coverage can be added to your TFCU auto loan for added peace of mind.
Loan subject to approval. Actual rate will be determined by credit score, vehicle age, mileage, and loan term. Valid on dealership purchases, private party purchases, and refinances from other financial institutions.
