TFCU Frequently Asked Questions
To become a member of TFCU you must live, work, worship, go to school, volunteer, in the Pima County area or have a direct family member that is currently a member. To apply for membership you can schedule an appointment to come into a local branch location or open your account online.
All members of TFCU are required to hold a Savings Account with a minimum balance and deposit of $5.
A money market account combines the flexibility of a savings account with the potential to earn higher dividends. These accounts are ideal for members who want to grow their savings while still having access to their funds.
Key benefits include:
- Higher earning potential than a traditional savings account
- Easy access to funds, often with check‑writing or transfer options
- Safe and secure savings, typically federally insured
- Great for short‑term goals, emergency funds, or larger balances you may need available
A money market account can be a smart option if you’re looking to earn more on your savings without locking your money away.
You can easily transfer funds between your accounts when logged in to your Online Banking profile. Members are granted with unlimited transfers and there is no monthly cap. You can also connect with a Digital Engagement Specialist by selecting ‘Let’s chat’ or come in and speak with a Member Advocate to assist with your transfer.
If you would like to transfer money to another member, you can contact us directly for assistance.
You can use your routing and account number to easily send and receive money directly to your account. However, if incorrect information is provided, such as an invalid account number, transactions must be manually posted and a $5 fee will apply for each transaction.
TFCU offers new member promotions from time to time. Availability and eligibility requirements may vary, so we encourage you to review the promotion disclosures for details, including qualification requirements and expiration dates.
No, TFCU does not offer Medallion Signature Guarantee (Medallion Stamp) services.
Yes. TFCU partners with Trust & Will to offer members a 20% discount on estate planning services, including trusts and wills.
To view our current monthly rates, go to the Bank dropdown in our main menu and select Rates & Disclosures.
To reset your password simply select the ‘Forgot my Password’ option and follow the prompts by typing in the phone number and username associated with your account.
If you still need assistance after this, please contact us directly with the ‘Let’s chat’ button to speak with a Digital Engagement Specialist.



