A cyber-attack against one of three credit report agencies, Equifax, has leaked sensitive consumer information for approximately 143 million US consumers. TFCU takes every precaution to protect your identity and accounts however, we recommend contacting Equifax directly, who are offering free identity theft and credit monitoring. Please visit https://www.equifaxsecurity2017.com to see if you may have been impacted by the data security breach.
Here are some other steps you can take recommended by the Federal Trade Commission:
- Check your credit reports from Equifax, Experian, and TransUnion — for free — by visiting annualcreditreport.com. Accounts or activity that you don’t recognize could indicate identity theft. Visit www.IdentityTheft.gov to find out what to do.
- Consider placing a credit freeze on your files. A credit freeze makes it harder for someone to open a new account in your name. Keep in mind that a credit freeze won’t prevent a thief from making charges to your existing accounts.
- Monitor your existing credit card and bank accounts closely for charges you don’t recognize.
- If you decide against a credit freeze, consider placing a fraud alert on your files. A fraud alert warns creditors that you may be an identity theft victim and that they should verify that anyone seeking credit in your name really is you.
- File your taxes early — as soon as you have the tax information you need, before a scammer can. Tax identity theft happens when someone uses your Social Security number to get a tax refund or a job. Respond right away to letters from the IRS.